Professional, personal and tailored Mortgage & Protection Advice

Welcome to PK Finance

Choosing a mortgage is one of the most important financial decisions you will make. At PK Finance we aim to take the stress out of that decision by providing you with fully tailored support, and at any time and location which suits you. 

Providing a reliable and sincere service for Cheshire and surrounding areas, we will help you understand all of the options available, and give you a full recommendation on the best solution for your mortgage and protection needs.

  • positive review  Managed out remortgage to a different lender. Paul is friendly, knowledgeable & makes what was a complicated & confusing process simple. I would not be afraid of remortgaging again in the future. Many thanks for your help, support & most importantly bringing our mortgage down in price. Dave & Claire.

    Dave Steele Avatar Dave Steele
    March 4, 2019
  • positive review  Paul has been brilliant, I would highly recommend him to anyone who is unsure about how to proceed. (in my case with buying a house). He is easy to talk to, very professional and explains things in layman's terms making everything easy and accessible. His knowledge of systems and processes is fantastic, he is faster than his laptop!! There is no hard sell of any products or services, all decisions are left up to you, he explains everything and allows you to decide and there is no issue with any decision you make. (unlike my bank I have to say) Really glad I sought his advice and will definitely be doing so again in the future. Thank you Paul.

    Simon Wain Avatar Simon Wain
    September 21, 2019
  • positive review  I had absolutely no idea what I was doing when buying our first home. It was shared ownership too which made it even more complicated. I'm self-employed so even more complicated. I was also heavily pregnant during the whole process so had quite a rush to move.To top it off my husband is currently waiting for indefinite leave to remain as he's from New Zealand so even MORE complicated! Paul managed to make it all seem so easy and sorted out EVERYTHING for us from start to finish! Meetings were casual and relaxed rather than sitting in an office and it just took all the stress off and made the whole process so smooth. I was constantly pestering him with questions and he replied quickly night or day and did it all with a smile on his face. 100% recommended PK Finance to anybody... we couldn't have done it without Paul. Then to top it off we received a congratulations/housewarming card which was such a lovely touch! Thank you so much for everything!!

    Kayleigh Parsons Avatar Kayleigh Parsons
    September 5, 2019
  • positive review  Can’t recommend paul enough, big Thankyou for helping on my remortgage and help to buy it was not an easy process but he was with me every step! Thanks again.

    Lucy Bath Avatar Lucy Bath
    June 12, 2019
  • positive review  Where do I start with Paul! From the moment he came to our house to discuss mortgages and our position with buying our first house to getting us the mortgage, he was so helpful and worked so so hard to get us our mortgage! If I was stressed or anxious he always put me at ease and did everything he could to relieve that stress! He is super friendly and cares! Thank you so much Paul for making our dreams come true with our beautiful house! I would highly recommend him to anyone and everyone! Xxx

    Amy Louise Bellamy Avatar Amy Louise Bellamy
    September 14, 2018
First Time Buyers

First Time Buyers

Full support through the entire buying process, each step of the way, to help you negotiate it all.

Help to Buy

Help to Buy

Buying a new build house with the government’s Help To Buy scheme? We can advise on borrowing and where to start.



Is your deal due to expire within the next 6 months? Already on a variable rate and concerned about rate rises?

Buy to Let

Buy to Let

Struggling to sell your home, or don’t want to? Consider renting it out to raise the deposit of your new home from the income.

Self Employed

Self Employed

Whether your are a Sole trader, partnership or a limited company, there are mortgages out there suitable for you.

Self Employed

Protecting yourself

From Life Insurance, Critical Illness Cover, Income Protection to Accidental Sickness, or Redundancy

What we will do for you

We will always recommend products and services that are right for you. The right mortgage doesn’t necessarily mean shopping for the deal with the lowest fees.

There are many reasons why a mortgage is suitable, from speed of service, interest rates, to finding a lender who will accept your unique circumstances.

By helping you understand how mortgages work and running through all of the options available, you will be able to make informed decisions which best suit your mortgage or insurance needs.

This includes explaining different interest rate types, giving you options of mortgage terms and deposit levels, and advising which mortgage is the most suitable for you based on your individual circumstances.

Mortgage Calculator

Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
Enter a value
Term in years
Number of years you have to pay.
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
Enter a value
Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
Enter a value
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
Enter a value

Your total monthly payment


Principal & Interest


For a no obligation appointment at a time
and location to suit you, call us on 01477 668000

Your home / property may be repossessed if you do not keep up repayments on your mortgage.

* Some Buy To Let and Let to Buy Mortgages are not regulated by the Financial Conduct Authority.