Professional, personal and tailored Mortgage & Protection Advice

Welcome to PK Finance

Choosing a mortgage is one of the most important financial decisions you will make. At PK Finance we aim to take the stress out of that decision by providing you with fully tailored support, and at any time and location which suits you. 

Providing a reliable and sincere service for Cheshire and surrounding areas, we will help you understand all of the options available, and give you a full recommendation on the best solution for your mortgage and protection needs.

  • positive review  Could not have got our dream house without the help of the wonderful PK! Thank you so much for being there every step of the way through our dramas of first time buying, helptobuy, mortgage sortingness! You’ve been an absolute god send! 🎉🙌🏻 everyone needs a Paul in their lives when buying a home! 🏠

    Lizzie Fitzgerald Avatar Lizzie Fitzgerald
    June 1, 2019
  • positive review  Paul was friendly, helpful, highly knowledgable and worked around our schedule to make the remortgage process as painless as possible! Can not recommend him enough, my husband and I felt completely supported throughout the process, he was patient with our endless questions and reassuring when needed! If you need a mortgage/remortgage/life insurance advice PK finance are a local highly trustable company.Thanks so much 😀😀

    Jessica Edwards-Dowding Avatar Jessica Edwards-Dowding
    November 5, 2018
  • positive review  Paul has been so amazing in helping us find our dream home. We met him early last year whilst my partner was selling his flat and we were buying our own home. Unfortunately sale fell through and we were forced to sell our flat at auction and move into rented property instead of the house we were supposed to buy. 8 months down the line and Paul was still there helping us buy the new home we had found. We have today recieved our keys! Nothing has been too much trouble for Paul. He has always been there round the clock answering my many many questions and giving us advice. He found us the best deal with our mortgage and our life insurance too. Thanks so much Paul. When and if we remortgage in the future we will be coming straight back to you. Thanks! X

    Laura H Bee Avatar Laura H Bee
    April 29, 2019
  • positive review  Can’t recommend paul enough, big Thankyou for helping on my remortgage and help to buy it was not an easy process but he was with me every step! Thanks again.

    Lucy Bath Avatar Lucy Bath
    June 12, 2019
  • positive review  Paul’s very helpful and friendly. He made choosing a new mortgage simple and got us a good deal. Would highly recommend.

    Katharine Hamlett Avatar Katharine Hamlett
    August 28, 2018
First Time Buyers

First Time Buyers

Full support through the entire buying process, each step of the way, to help you negotiate it all.

Help to Buy

Help to Buy

Buying a new build house with the government’s Help To Buy scheme? We can advise on borrowing and where to start.



Is your deal due to expire within the next 6 months? Already on a variable rate and concerned about rate rises?

Buy to Let

Buy to Let

Struggling to sell your home, or don’t want to? Consider renting it out to raise the deposit of your new home from the income.

Self Employed

Self Employed

Whether your are a Sole trader, partnership or a limited company, there are mortgages out there suitable for you.

Self Employed

Protecting yourself

From Life Insurance, Critical Illness Cover, Income Protection to Accidental Sickness, or Redundancy

What we will do for you

We will always recommend products and services that are right for you. The right mortgage doesn’t necessarily mean shopping for the deal with the lowest fees.

There are many reasons why a mortgage is suitable, from speed of service, interest rates, to finding a lender who will accept your unique circumstances.

By helping you understand how mortgages work and running through all of the options available, you will be able to make informed decisions which best suit your mortgage or insurance needs.

This includes explaining different interest rate types, giving you options of mortgage terms and deposit levels, and advising which mortgage is the most suitable for you based on your individual circumstances.

Mortgage Calculator

Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
Enter a value
Term in years
Number of years you have to pay.
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
Enter a value
Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
Enter a value
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
Enter a value

Your total monthly payment


Principal & Interest


For a no obligation appointment at a time
and location to suit you, call us on 01477 668000

Your home / property may be repossessed if you do not keep up repayments on your mortgage.

* Some Buy To Let and Let to Buy Mortgages are not regulated by the Financial Conduct Authority.