Paul founded PK Finance to provide bespoke mortgage advice and home financing information. We believe in impartial guidance, along with reliable and sincere service. 

As owner and Director, Paul has extensive experience of the Financial Services industry. Paul’s career began in an IFA firm, working as a paraplanner helping to develop financial plans for customers. Since then he has worked with some of the biggest banks, brokers and Estate Agents in the country. This broader knowledge developed into specialising in mortgages and home finance. 

Every client is different. We make sure you have all the support and information you need to make informed decisions which suit you. Learn more about mortgage services.

What my clients say about our services:

  • 5 star review  Buying a new home is supposed be stressful. Not with Paul kozyra's professional, reliable and excellent service. Couldn't recommend any higher. Thank you for all your help.

    Dave Holland Avatar Dave Holland
    October 17, 2017
  • positive review  Paul was friendly, helpful, highly knowledgable and worked around our schedule to make the remortgage process as painless as possible! Can not recommend him enough, my husband and I felt completely supported throughout the process, he was patient with our endless questions and reassuring when needed! If you need a mortgage/remortgage/life insurance advice PK finance are a local highly trustable company.Thanks so much 😀😀

    Jessica Edwards-Dowding Avatar Jessica Edwards-Dowding
    November 5, 2018
  • positive review  Well, what can I say. We were in the process of buying a house when our estate agent who I won’t name said they could get there financial advisor to sort our mortgage out which I was grateful for. I was talking to a friend about this and they couldn’t believe the price they were charging for this service. He recommended Paul and said he was sure he wouldn’t be charging silly money. I contacted Paul and he came in at half the price of the estate agent financial advisor. Sure enough I appointed Paul to sort our mortgage out. When I informed the estate agent they offered to match Paul’s rate !!! I couldn’t believe this. First they tried to take advantage and then they offered their service for half the price. I swiftly told them where to go and what a great decision it was. As in all the other reviews he went over and above what was expected in sorting our mortgage out. Texting me at all ours into the evening telling us what we had to do. He sorted out the detail my wife needed from HMRC to satisfy the lender of her income. He is an expert in his field and I couldn’t recommend Paul enough.

    Richard Cartwright Avatar Richard Cartwright
    September 16, 2019
  • positive review  Paul is a brilliant advisor. Our case was a little left field of the norm, and Paul was an amazing advocate for us with the mortgage company. He really took the time and answered all out questions pretty much any time we called! He will go out of his way to help.couldn't recommend him highly enough.

    Kelly Saynor Avatar Kelly Saynor
    June 18, 2019
  • positive review  Where do I start with Paul! From the moment he came to our house to discuss mortgages and our position with buying our first house to getting us the mortgage, he was so helpful and worked so so hard to get us our mortgage! If I was stressed or anxious he always put me at ease and did everything he could to relieve that stress! He is super friendly and cares! Thank you so much Paul for making our dreams come true with our beautiful house! I would highly recommend him to anyone and everyone! Xxx

    Amy Louise Bellamy Avatar Amy Louise Bellamy
    September 14, 2018
Reviews and Ratings for Financial adviser Paul Kozyra, Crewe


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and location to suit you, call us on 01477 668000

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country which may have access to it.

PK Finance, 2nd Floor, 16a The Square, Holmes Chapel, Cheshire, CW4 7AB.

PK Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, C03 3LD. Registered in England No. 2412345.