Paul founded PK Finance to provide bespoke mortgage advice and home financing information. We believe in impartial guidance, along with reliable and sincere service. 

As owner and Director, Paul has extensive experience of the Financial Services industry. Paul’s career began in an IFA firm, working as a paraplanner helping to develop financial plans for customers. Since then he has worked with some of the biggest banks, brokers and Estate Agents in the country. This broader knowledge developed into specialising in mortgages and home finance. 

Every client is different. We make sure you have all the support and information you need to make informed decisions which suit you. Learn more about mortgage services.

What my clients say about our services:

  • 5 star review  Buying a new home is supposed be stressful. Not with Paul kozyra's professional, reliable and excellent service. Couldn't recommend any higher. Thank you for all your help.

    Dave Holland Avatar Dave Holland
    October 17, 2017
  • positive review  Paul truly went above and beyond when our solicitors messed up redeeming the mortgage during our house sale and purchase. He was available to talk to whenever we needed him, and ended up dealing directly with out solicitors and making direct contact with our mortgage company to ensure that there wasn’t a delay on our completion date. I have no doubt that our purchase would have fallen through without him. I cannot recommend Paul highly enough.

    Jo Smith Avatar Jo Smith
    March 21, 2019
  • positive review  Paul was friendly, helpful, highly knowledgable and worked around our schedule to make the remortgage process as painless as possible! Can not recommend him enough, my husband and I felt completely supported throughout the process, he was patient with our endless questions and reassuring when needed! If you need a mortgage/remortgage/life insurance advice PK finance are a local highly trustable company.Thanks so much 😀😀

    Jessica Edwards-Dowding Avatar Jessica Edwards-Dowding
    November 5, 2018
  • positive review  Made buying our first home a breeze and stress free!

    Jamie Smith Avatar Jamie Smith
    October 10, 2018
  • positive review  Fantastic service whilst completing our remortgage. Will definitely use Paul again in the future and recommend to all.

    Phil Blackwell Avatar Phil Blackwell
    May 27, 2019
Reviews and Ratings for Financial adviser Paul Kozyra, Crewe


For a no obligation appointment at a time
and location to suit you, call us on 01477 668000

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country which may have access to it.

PK Finance, 2nd Floor, 16a The Square, Holmes Chapel, Cheshire, CW4 7AB.

PK Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, C03 3LD. Registered in England No. 2412345.