Services

Our Service to you

Buying a house can be a complex process. We provide friendly and experienced support through the entire process, including mortgage application, liaising with the mortgage lender, and helping with your solicitors. PK Finance also gives full post sale support, including reminding you when your remortgage is due, or your insurance needs to be renewed.

Experienced in Estate Agency practices, if you prefer someone else to arrange your viewings, or make offers on a property for you, we can help until you have the keys in your hand, and afterwards!

PK Finance - Paul Kozyra
House Purchase

House Purchase

If you are looking to buy a house then PK Finance can help you every step of the way. From helping you source your property, to providing you with the information and costs involved in the purchase, and processing your mortgage fully, we provide support throughout the process to take away the stress. With over a decade’s Estate Agency and Financial Services experience, we will guide you through every step.

First Time Buyers

First Time Buyers

Being a first time buyer can be a daunting experience. We am here to ensure you are fully supported throughout the process, signposting each step of the way and helping you negotiate it all. Set your search at an achievable level with full guidance on how much you need to save, and what you can afford to borrow. We will answer any questions you need to ensure you fully understand the decision you are making (as it could be the biggest financial decision you ever make).

PK Finance Remortgages
Remortgages

Remortgages

Is your deal due to expire within the next 6 months?

Are you already on a variable rate and concerned about rate rises?

Get in touch today and we can discuss securing a more suitable deal for your circumstances. Even if you are tied in to your existing mortgage, it may be beneficial to set up your new deal for when your existing rate expires.

Capital Raising

Capital Raising

Thinking about doing some home improvements or consolidating some debt? We can discuss whether or not it’d be right to add these onto your mortgage. You can use your home to raise capital, whether it be for a building extension, to provide a deposit for another property, or simply for a holiday.

Self Employed

Self Employed

Whether you’re a sole trader, partnership, or a limited company, there are many mortgages out there for self employed people. With as little as 12 month’s history required, get in touch to discuss your options.

PK Finance Let to Buy
Buy to Let

Buy to Let

If you’re struggling to sell your home, or just don’t want to, why not consider renting it out? Or even consider buying property to let as a means of income. 

We are experts of this type of mortgage (if I do say it myself!) and can give you a full list of options which suit your needs and abilities. 

Shared Ownership / Equity

Shared Ownership / Equity

Shared ownership properties are where you own a certain percentage of the property, and rent the remainder from a Housing Association. These types of agreements are increasingly common and involve a specific mortgage. We have a lot of experience with this process and can explain all of the options, including calculating how much of the property you can afford to buy, if there is a choice.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Some buy to let mortgages are not regulated by the Financial Conduct Authority

Mortgage Calculator

year(s)

Your total monthly payment

Principal & Interest

Calculators displayed are for guidance purposes only.

Protecting yourself

Protecting yourself

From Life Insurance, Critical Illness Cover, Income Protection to Accidental Sickness – we have the right advice.

FIND OUT MORE

GET IN TOUCH

For a no obligation appointment at a time
and location to suit you, call us on 01477 668000

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country which may have access to it.

PK Finance, 1-3 Manor Lane, Holmes Chapel, Cheshire CW4 8AB.

PK Finance is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.

The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK.
Approved by The Openwork Partnership on 30/01/2023.