The Mortgage Document Checklist: What you need to have ready

The Mortgage Document Checklist: What you need to have ready

Dec 20, 2025

One of the biggest causes of delays in buying a house isn’t the bank – it’s the paperwork.   Lenders are forensic when checking your finances. If you can gather these documents before you apply, you can often shave a week or more off the...
The 2026 Mortgage Market: A look ahead

The 2026 Mortgage Market: A look ahead

Dec 18, 2025

As we close out 2025, many homeowners and first-time buyers are asking the same thing: What does 2026 hold for mortgage rates?   While no one has a crystal ball, here are the three key factors that will shape the market this coming year.   1. The “New...
How long does a Mortgage Application actually take?

How long does a Mortgage Application actually take?

Dec 18, 2025

“When will I get the keys?” This is the question every client asks once their offer is accepted. While every chain is different, here is a realistic timeline of what happens “behind the curtain.” Stage 1: The Application (Weeks 1–2) Once your offer is...

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country which may have access to it.

PK Finance, 1-3 Manor Lane, Holmes Chapel, Cheshire CW4 8AB.

PK Finance is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.

The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK.
Approved by The Openwork Partnership on 2/07/2025.