The Mortgage Document Checklist: What you need to have ready

The Mortgage Document Checklist: What you need to have ready

One of the biggest causes of delays in buying a house isn’t the bank – it’s the paperwork.   Lenders are forensic when checking your finances. If you can gather these documents before you apply, you can often shave a week or more off the...
The 2026 Mortgage Market: A look ahead

The 2026 Mortgage Market: A look ahead

As we close out 2025, many homeowners and first-time buyers are asking the same thing: What does 2026 hold for mortgage rates?   While no one has a crystal ball, here are the three key factors that will shape the market this coming year.   1. The “New...
How long does a Mortgage Application actually take?

How long does a Mortgage Application actually take?

“When will I get the keys?” This is the question every client asks once their offer is accepted. While every chain is different, here is a realistic timeline of what happens “behind the curtain.” Stage 1: The Application (Weeks 1–2) Once your offer is...