Business Protection
Protecting the Future of your Business
At PK Finance, we know how much your business means to you. It’s the product of years of work, passion, and ambition. That’s why it’s so important to make sure it’s protected against life’s unexpected turns.
Just as you insure your car or home, business protection helps safeguard your company financially if key people are no longer around to keep things running smoothly.
How we help
At PK Finance, we’re straight-talking, local advisers who care about getting things right for you. We’ll work with you to understand your business and recommend protection that’s not just suitable, but truly valuable. Whether you’re a sole director or running a growing team, we’ve got your back.
Speak to our Protection advisers
Complete the form with your contact details and we’ll get back to you as soon as possible or please call us on 01477 668000.
Your details will only be used to answer your query and they will not be stored for marketing purposes.
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Relevant Life Insurance
A tax-efficient life cover option for directors and employees, without needing to set up a group scheme. Relevant life plans allow businesses to provide individual death-in-service benefits – paid for by the company, with no impact on personal income tax or National Insurance. It’s especially useful for smaller businesses wanting to offer meaningful benefits to key staff.
Executive Income Protection
This cover ensures a regular income if a director or key employee is unable to work due to illness or injury. Paid for by the business, it can help cover salary, dividends, pension contributions, and even National Insurance – making it a smart way to support valued team members while protecting your bottom line.
Shareholder or Partnership Protection
If a partner or shareholder dies or suffers a serious illness, this cover helps the remaining owners buy out their share. It’s designed to give financial certainty and maintain control of the business, ensuring it continues in trusted hands.
Key Person Protection
Some people are simply vital to the business. This protection pays out a lump sum if a key employee dies or becomes critically ill – giving the company breathing room to recover, replace them, or cover any loss in profit.
Business Loan Protection
If your company has outstanding loans or directors’ guarantees, this cover ensures they can be repaid if a guarantor passes away or becomes critically ill—avoiding financial strain or personal liability.
What our clients say…
Get in touch...
For a no obligation appointment at a time and location to suit you,
call us on 01477 668000
